How to Calculate MNI (Minimum Necessary Income)

Families who wish for anyone to reside in Canada can act as their sponsor and the family sponsor program expect that the sponsor has to meet stipulated minimum necessary income level to support themselves and their family amongst others who have also apply for sponsorship, in order for them to be able to gain asses to their ability as regarding supporting their family members.

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What Is Minimum necessary Income (MNI) The MNI refers to the amount of money a person must have in order for you to be able to sponsor your relative. It is updated annually and applies to all other sponsorship programs which are relevant to sponsors living in Canada, but outside the scope of Quebec.

Requirements for the sponsor

It is only a Canadian citizen or one who has permanent residency that is eligible to sponsor his or her relatives to come to Canada as permanent residents. There are some other important conditions and critical that need to fulfill in order for you to be eligible to apply for the sponsorship. The sponsor must be

  • At most 18 years of age
  • Is not in prison or facial removal order(this is in the case of permanent resident)
  • Has not been charged with a serious offence
  • Is not bankrupt
  • The sponsor should also have the following
  • A physical residency in Canada
  • Interest in staying in Canada once the sponsored person comes to Canada as a permanent resident.
  • Have proof that he or she is financially alright to support that sponsored person.

Quebec Minimum necessary Income for sponsorship

The minimum necessary income in Quebec changes from the federal counterparts. Applicants are expected to calculate the basic income that is needed for the sponsor’s own family basic needs, even that of the sponsored individuals and their family members, even though they are not following the sponsored person.

How to calculate Family unit size

  • Yourself
  • Your spouse or common-law partner
  • Your under-aged children(if any)
  • The number of persons you are filling for a sponsored
  • The number of dependent members of the family, if they are accompanying them.
  • The number of persons who are covered by valid undertaking that you are a co-signed has signed or that of the past.

Sponsorship for dependent child

In order for a child to be eligible for sponsorship, that child has to meet what it means to be a dependent child, even though the child is a biological or adopted child of a Canadian citizen or permanent resident.

For you to say a child is dependent, means that he or she is not married or in any common-law relationship and is under the age of 22. But if the person is above 22 years of age and has any physical or mental conditions that don’t call them from been able to support their self then that person is regarded as a child

Dependent Child Sponsorship Requirements

There are some requirements that both the sponsor and sponsored have to fulfill in order for the person to be eligible to be granted permanent residence.

parents who want to sponsor their child must ;

  • Be a Canadian citizen or permanent resident living in Canada
  • Be at least 18 years of age
  • Not be in prison, charged with a serious offense, or bankrupt

Sponsoring a Dependent Child in Quebec

In cases where the sponsor resides in Quebec, there will be a need to need to make a financial commitment to support the family members that they wish to support. the time of undertaking depends on the relationship that they have, if the dependent child is under 16, the sponsor has to financially support them for 10 years.

And if the child is above 16, they will have to support them for 3 years Dependent Child Sponsorship Minimum Necessary Income Any Canadian citizen who wishes to sponsor a dependent child is not required to meet any minimum necessary income, as long as the child doesn’t have any child of their own. The sponsor should meet the MNI requirements on the family size unit

Conclusion

Whether you choose to go for the family unit or the dependent sponsorship plan knowing the minimum necessary income requirements and how to calculate them is very important and this article has shown how to so

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